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Cashflow for you and your clients
Iwoca Pay
Helping you and your clients with cash flow in Business to Business transactions
Provided by iwocaPay
See how iwacoPay works from the video below

What is iwocaPay and why is it better?

iwocaPay helps your clients manage cash flow for the business to business transactions. It is a new payment solution that lets you get paid upfront while your customers spread their cost over 90 days.


Who is iwocaPay for?

iwocaPay is built for small businesses. They can be either UK sole traders or UK limited companies. Your customers must be UK limited companies. iwocaPay can be used for invoices between £150 to £15,000.


How does it work?

  • A business sends their customer a link to pay an invoice up to £15,000.
  • The customer uses that link to sign up & check their eligibility in under 10 minutes.
  • Once the customer accepts the iwocaPay offer, the business gets paid.

    How much does it cost your business?

    You are charged 3% of the value of each invoice that your customer raises.

    If your customer pays in the first 30 days, it's free. If they'd like longer to pay, iwocaPay charges an interest based on their business. At the representative rate of 3.33%/month, spreading the cost of a £3000 invoice over 90 days will cost an extra £102.

    iwocaPay doesn't have any hidden fees or charges and they never charge for repaying early.


    How does iwocaPay work with accountants?

    You can register to be an iwocaPay introducer. iwocaPay will get in touch with you and then you'll be able to refer your clients to iwocaPay. If you'd like, you can also become an iwocaPay supplier and offer 90 day payment terms to your clients too.


    For more information you can contact iwocaPay on 0203 778 0549 or email

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